I am now in a position where I can afford to buy a house and so far my brain is already burn’t out!

We are buying the house from the local council under the “Right to buy” scheme. The council surveyor came out and did his survey and we got the price from them.

We then when grovelling to the mortgage adviser who has given us the green light on the mortgage and hired a solicitor to get things rolling.

Just need to wait for them to do their thing before we can go to the next step.

Buying a house in nothing like popping in the shops to pick up a bottle of drink. There are so many unknown cost that it is amazing that anyone is able to buy a house. You have

Bank charges,
Solicitor Charges,
Land Charges,
Mortgage charges (yup you have to pay for the house and the land it sits on separately!)
Tax’s,
Registration Charges,
Surveyor charges,
And more tax’s

So much for making it simple.

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